Business to Start with 20k in Kenya | 12 Best


Are you wondering on what business to start with 20k in Kenya? Well, there are lots of businesses you can start with the amount, or even a lower one.

Starting a business is never a walk in the park, it needs a risk-taker and a person with a positive attitude.  It’s a matter of taking the risk or risking everything else.

With the little capital you have, here are several businesses you might put into consideration;

Business to Start with 20k in Kenya

Boiled eggs and smokies business in kenya

With your 20k, this is a great idea for a small business. For starters, you could get yourself a trolley then get the supplies you need (eggs, smokies). For bigger sales, get yourself a location with lots of people and also maintain cleanliness.

At a buying price, you will get eggs for Kshs 10 each and smokies for Kshs 15 each. Selling the eggs at Kshs 20 each and a smokie Kshs 25 each, you will be making a profit of Kshs 10 for each item.

Manicure and Pedicure Services

There is nothing a woman values about herself than looking great.

As a result, the pedicure and manicure business is booming especially in big towns such as Nairobi. You could start low by doing house calls, then with time rent out your own place.

Selling Groceries

When it comes to the food business, it’s never a wrong move because who doesn’t eat?

Have you ever wondered why the people you know who sell groceries are there year in, year out? It is because they are earning way well than if they were employed. Myself there are several people I know who own grocery stalls. It never takes me by surprise that they are able to cater to their daily needs just from the business. All they do is work hard, persevere and dedicate themselves to what they do. Can’t you do the same?

Selling second-hand clothes

The mitumba business is a business that is always making big money in Kenya.

To start the business, you need to specialize in the line of clothes you will be selling.

  • Jumpers
  • Dresses and skirts
  • Shirts for men
  • Chiffon tops for ladies
  • T-shirts
  • Blazers for ladies etc

Gikomba is where most people go for cheap quality clothes for resale. Identify the best suppliers for the clothes you want to specialize in and you are good to go.

Selling Coffee

This is a trend mostly in the urban areas where you will notice some people going around with a thermos flask full of coffee and snacks mostly in the evenings.

They mostly sell from the motorcycle guys all the way to the people in offices.

The good thing about the business is that you can even do it as a part-time job.

Selling fruits and blending juice

With most people seeking ways for a healthy life, this line of business is thriving.

Get yourself a blender and a supplier who will be supplying you with daily fresh products, and with your 20k, you are already your own boss.

Printing and Photocopying

Starting this business near a school or college is a guarantee for big money. All you need is a printer and a photocopier and boom! You start making money.

Selling Baby Diapers

Diapers have become a way of life to every household that has a child.

With this, all you will need is starting capital, marketing skills, a quality supplier and the passion of an entrepreneur.

Popcorn Vending

All you need is a vending license, popcorn machine, popcorn seeds, some utensils for serving and packaging materials. With that, you are good to go.


Through knowing what you are best at, you could start earning from it. The coaching industry is growing at a very high rate and you could just step into a life-changing business.

Poultry Farming

This is a business that if you get serious with it, be ready to reap big.

With a chicken going for Kshs 400, you might want to start with 20 chicken totaling to an amount of 8000. Assuming you build them a place with Kshs 5000 and buy them food worth Kshs 7000, you will be ready to go with your 20k. Making it a business to start with 20k in Kenya.

Selling Icecream

This is a very lucrative business in major towns, especially during the dry season. The best places for the business is near schools and colleges, shopping malls and along busy roads.

My Pick on Business to start with 20k in Kenya

Never say or think that you don’t have what it takes to start a business and never underestimate what you have as meager. You have seen some business to start with 20k in Kenya. The secret to a flourishing business is “start small but dream big”.

You can also check, business to start with 50k in Kenya and business to start with 100k in Kenya.


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